● Get Pre-Approved for a Mortgage Understand your budget and show sellers you’re serious.
● Hire a Real Estate Agent Especially helpful for navigating the local NJ market.
● Search for Homes Tour homes, attend open houses, and narrow down your choices.
● Make an Offer Submit a purchase offer with terms and contingencies.
● Offer Accepted → Enter Attorney Review (3 days) Both buyer and seller attorneys review/modify the contract.
● Home Inspection Inspect for issues (structure, pests, radon, etc.) and negotiate repairs if needed.
● Apply for Mortgage (if not already) Finalize your mortgage loan with lender.
● Title Search & Home Appraisal Ensure clean title and proper value for the home.
● Get Homeowners Insurance Required by lenders; protects your property.
● Closing Disclosure & Final Walkthrough Review all fees and make sure the home is in expected condition.
● Closing Day Sign all paperwork, transfer funds, receive keys!